Call Us Now! +91- 22- 6116 4000 |

Labour Insurance

HSEF_1Workmen’s Compensation Policy (LABOUR INSURANCE)

In an increasingly global work environment, employee rights have rapidly moved forward. To protect organisations from the threat of expensive lawsuits and large compensation pay-outs, we provide the Workmen’s Compensation / Employer’s Liability Insurance.

The workmen’s compensation insurance is the primary method by which an employer can demonstrate the ability to satisfy the obligations imposed by the worker’s compensation statutes. It is compensation payable under a scheme set out in the Workmen’s Compensation Act of India, monitored by the Ministry of Labour.

The policy covers statutory Liability of an employer for the death of or bodily injuries or occupational diseases sustained by workmen in the Insured’s immediate service and arising out of and in the course of employment.

Employer’s Liability insurance covers for bodily injury to employees occurring within the scope of their employment when that Liability is not covered by worker’s compensation.

Group Personal Accident Insurance (LABOUR INSURANCE)

In an increasingly competitive business scenario, every organisation has to prepare for the unexpected. It applies not just to the area you operate in, but also to your employees. After all, non one can afford to lose people, whether to illness, Accidents or demotivation.

Personal Accident Policies are designed to empower your Organisation. With a choice of comprehensive insurance plans that provide powerful incentives for you and peace of mind for your people.

The policy covers:

  • Standard benefits:
  • Accidental death – Covers the insured in case of loss of life in an Accident.
  • Permanent disablement – Pays a benefit if the insured is permanently disabled in an Accident.
  • Weekly compensation for temporary total disablement can also be provided.