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Liabilities Insurance

Product Liability Insurance
Product Liability Insurance indemnifies the manufacturer, distributor, wholesaler, and retailer against third party bodily injury/ property damage liability arising out of the use or consumption of product manufactured, sold, handled, distributed or disposed of by you.

Public Liability Insurance
Public Liability Insurance offers cover for third party liabilities (Bodily Injury / Property Damage) arising out of the premises and operations of the Insured and legal costs incurred in connection therewith.

We offer following three products :

  • Public Liability Policy (Industrial Risk)
  • Public Liability Policy (Non- Industrial Risk)
  • Public Liability Insurance Act Policy

Professional Indemnity
Professional Indemnity/ Errors and Omissions Insurance cover provides protection for the company and its subsidiaries for claims brought in respect of negligent acts, errors or omissions in the performance of professional services. The policy is meant to pay for defence expenses and damages and includes amounts that the insured is legally required to pay because of judgments, arbitration awards or the like rendered against the insured, or for settlements negotiated in accordance with the coverage afforded by the policy.

Commercial General Liability Insurance
In view of new dimensions of legal liability exposures any business can fall victim to the high cost of liability from simple slip and fall accidents to personal injury and reputation damage claims. That’s why every business needs the type of coverage that we offer and it is generally a company’s first line of defense against liability arising out of its operations.
Commercial General Liability (CGL) policy covers third party liabilities arising from various business operations, be it premises, products and completed operations and/or advertising and personal injury.

Pollution Legal Liability Insurance
Companies operating in the field of chemicals, petrochemicals, energy and construction are exposed to increased environmental legislation. With the rise in environmental consciousness they have to face various legislative challenges posed by regulators, non-governmental organizations, stake-holder groups and media. Our Policy is well equipped to address various concerns emanating from this changing regulatory scenario. The policy is designed to give a comprehensive coverage to the policy holder protecting them against various exposures viz. clean up costs, transportation related environmental liability, bodily injury and property damage claims.

Umbrella Liability Policy
Covers legal liability of the insured arising out of bodily injury, property damage . personal injury or advertising injury.

Contractors All Risk
A construction site is susceptible to all sorts of Accidents. Losses can mount from pilferage, theft, damage, legal claims and more.

As a contractor we understand the need to ensure completion within the deadlines. To this end we have the Contractor’s All Risk Insurance policy that covers the risks during construction, comprehensively. It includes physical loss or damage to property, plant, machinery and tools, works brought on to the site and temporary works erected on-site, as well as third party Liability related to work conducted on the site.